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    LOVE Coin
    Payment Solution for Merchants
    LOVE Pay Badge

    LOVE Pay

    Accept payments with LOVE Coin. No hardware, no monthly fees, no waiting. Just a QR code scan and instant settlement.

    1.5%

    Fee

    Instant

    Settlement

    €0

    Hardware

    2%

    Customer Cashback

    Why LOVE Pay

    Everything you need to accept payments

    QR Code Payments

    Customers scan, pay, done. No card readers, no hardware — just a QR code on your counter or screen.

    Instant Settlement

    Receive payments in LOVE instantly. No 3-5 business day delays — funds appear in your wallet immediately.

    Only 1.5% Fee

    Industry-lowest transaction fees. Compare with 2.5-3.5% from traditional payment processors.

    2% Customer Cashback

    Your customers earn 2% cashback in LOVE on every purchase — a built-in loyalty program at no cost to you.

    Accept Payments Globally

    No borders, no currency conversion fees. Accept payments from LOVE users worldwide.

    Secure & Transparent

    Every transaction is recorded on-chain. Full transparency, no chargebacks, no fraud risk.

    How It Works

    Start in 4 Steps

    1

    Register as Merchant

    Create your LOVE account and activate your merchant profile in the dashboard.

    2

    Set Up Your Terminal

    Access the POS Terminal — enter amounts and generate QR codes for each transaction.

    3

    Customer Pays

    Customer scans QR code with their LOVE app and confirms payment with one tap.

    4

    Instant Payout

    You receive funds in your LOVE wallet instantly. Track everything in your merchant dashboard.

    Comparison

    LOVE Pay vs. Traditional

    Feature

    LOVE Pay

    Trad. Processor

    Transaction fee

    1.5%

    2.5–3.5%

    Settlement time

    Instant

    3–5 days

    Hardware needed

    None

    Card reader

    Monthly fee

    Free

    $20–50/mo

    Customer loyalty

    Built-in 2% cashback

    Extra cost

    Chargebacks

    None

    Common

    International

    Free, instant

    High fees + delays

    Merchant Plans

    Grow with LOVE Pay

    Starter

    1.5%

    Up to €5,000/mo

    • QR payments
    • Basic dashboard
    • Email support
    Recommended

    Growth

    1.2%

    €5,000–25,000/mo

    • All Starter features
    • Affiliate earnings
    • Priority support
    • Custom QR codes

    Enterprise

    0.9%

    €25,000+/mo

    • All Growth features
    • API access
    • Dedicated manager
    • Multi-location support

    Perfect For

    Who can use LOVE Pay?

    Restaurants & Bars
    Online Shops
    Freelancers
    Local Artisans
    Salons & Studios
    Consultants
    Travel Agencies
    Gift Shops

    Currency Management

    You decide how you receive payments

    Default

    Receive in LOVE

    All payments are credited directly to your LOVE balance. From there you manage your funds — swap on the exchange, spend in the ecosystem, or withdraw.

    • Instant LOVE receipt
    • Full control over funds
    • Swap whenever you want
    Optional

    Auto-Convert to USDL

    Enable auto-convert and every payment is automatically converted to USDL (stablecoin 1:1 with USD) upon receipt. From there you manage it yourself: keep USDL, swap for XLM or USDC and withdraw, or spend within the network.

    • Protection from LOVE price volatility
    • USDL stable 1:1 with USD
    • Swap for XLM, USDC anytime
    • Withdraw or spend in ecosystem
    EU

    Auto-Convert to EURL

    For EU merchants: enable conversion to EURL (stablecoin 1:1 with EUR, backed by EURC). Ideal for merchants operating in euros.

    • EURL stable 1:1 with EUR
    • Backed by EURC reserves
    • Swap for XLM, USDC anytime
    • No FX risk for EU merchants
    BTC

    Auto-Convert to BTC

    Enable conversion to Bitcoin and store received funds in BTC. Ideal for long-term investors — your payments can appreciate over time. You can also spend your BTC anytime within the LOFI ecosystem.

    • Long-term savings in BTC
    • Potential for value growth
    • Spend within the LOFI ecosystem
    • Swap back anytime

    Merchant Fund Flow

    Customer Pays
    LOVE
    Keep LOVE
    or
    USDL / EURL / BTC
    XLM / USDC / LOFI / Withdraw
    LOVE Pay

    Join the LOVE Pay Community

    Start accepting payments today. Free to register, no lock-in, no hidden costs.

    LOVE Pay Merchant Badge

    Storefront Sticker

    Download the LOVE Pay badge and display it at your storefront so customers know you accept LOVE payments.

    Download Badge
    LOVE Guide